Paying for Your Dental Care

smile closeupThank you for choosing us for your dental care. We are happy to have you as a patient and are committed to helping you achieve and maintain your best dental health!

Investing in your dental care is a critical component of maintaining your overall health, and we offer a number of payment options to help you afford the treatment you need.

Payment Options for Your Convenience

We accept the following forms of payment:

  • Cash
  • Personal, Business, and Health Savings Account (HSA) Checks
  • MasterCard, VISA, American Express, and Discover
  • Debit Cards
  • Health Savings Account (HSA) Cards
  • Health Savings Account Direct Reimbursement
  • CareCredit low-interest and 0% interest financing

CareCredit is an excellent choice for patients who wish to pay for their dental care or insurance copayments over time.

Click on the CareCredit link to apply now or learn more.

Care Credit logo

Financial Policy

Payment is due on the day of service unless prior arrangements have been made.

For certain multi-appointment procedures, you may make arrangements to split your payments between the appointments as long as an initial payment is made at the first appointment and the final payment is made by or on the day of the final appointment.

Patients Who Do Not Have Dental Insurance

We offer a 5% discount if you pay by cash or check. Please remember to ask us for this discount!

Patients Who Do Have Dental Insurance

We have many years of experience working with dental insurance and will gladly answer any questions we can while helping you get the most from your benefits! Estimated co-pays are due on the day of your service, and we will file your dental claim for you.

We work successfully with many different insurance companies, including:

  • Aetna
  • Ameritas
  • Anthem
  • Blue Cross Blue Shield
  • Cigna
  • Companion Life
  • Delta Dental
  • GEHA
  • Guardian
  • Humana
  • Interactive Medical Systems
  • Lincoln Financial
  • MedCost
  • MetLife
  • Mutual of Omaha
  • Principal
  • Reliance Standard
  • SunLife
  • TeamCare
  • The Standard
  • UMR
  • United Concordia
  • United Healthcare

Please know, however, that we are a private practice and choose not to enter into any type of network contract with any insurance company because doing so limits our ability to treat you. For you to receive the highest quality of care—which is our only standard of care—we have to be able to diagnose and render treatment based on your personal dental needs.

It is our hope that all new patients—and those we already know—will appreciate this decision. We realize that in these challenging times, it can be difficult to make a decision for quality of care over insurance network “savings,” but we are confident that our office will make a positive difference in your oral health and, in fact, your overall healthier lifestyle. In fact, we are very successful at getting maximum reimbursement for services as an unaffiliated office!

Please remember that we work 100% for you. 

Medicare patients, please note: We have been successful at getting 100% reimbursement for preventive services with certain Aetna plans; however, most Medicare plans will not reimburse us directly or allow us to file a claim. We are happy to file your Medicare dental claim for you when possible!

Click here for more detailed information about our office and Insurance.

Click here for additional must-know facts about insurance: Talking Facts and Dispelling Fiction About Dental Insurance.